HELP!!! My APR 18.9% on my car loan...?Im only 19. My stepmother signed a car loan for me in 10/05 (which was very nice of her) but I had no idea about percentage rates and crap like that. I've been paying for it of course. My payment is $306
My car loan has a 15% interest rate. My credit score is now 641, should I refinance now or wait? Until when?I got a car loan 3 months ago, on my first new car. My credit was in the 500's. How long should I wait to refinance the car? I have paid off my credit card, and have no outstanding bad debt, so my credit should do nothing but improve
I have and upside down loan on my car and want to refinance, my interest rate is currently 12%.?I have good credit and i have been paying extra each month on my car note. If i refinance will that benefit me and will I pay less each month.
Put 5% down on mortgage or paying off car loans?I am pre-approved for a 100% financing or 5% down. I have the 5% down payment already saved and I'm wondering what makes more sense.
A) Taking a 100% financing mortgage (80/20 mortgage structure) and use the 5% I had saved to pay off our car loans (total of $420/month, both still have 2 1/2 years worth of payments on them) I would still have roughly 2% of my down payment in cash left after paying off the cars
Picking up the pieces after bankruptcy?After 2 years
Whats the "BEST" way to start picking up the pieces after bankruptcy in relation to starting a "New/Good" line of credit?
Where to begin?
Everyone wants to sell me a new car - I don't need one!
Refinance my house/2nd morgage - I don't need this either!
Tried a furniture loan - was denied (maybe 2,500 was to much)
Don't know where or how to start obtaining credit again?
& what would be the best for me
How can I get a small, cash loan 1 year after a bankruptcy?My husband and I have always had perfect credit until a business failure 2 years ago. We had to file for bankruptcy (it was discharged 1 year ago). Does anyone have names of reputable lenders willing to do a small loan -- maybe $2,500? We have been almost a month behind on our mortgage for a year now and I can't seem to catch up
refinancing my car... help!!!?i need advice on refinancing my current auto loan. my current loan rate is 17.5% because this is my 1st car and new credit. ive heard that joining credit union is the lowest possible rate you can get. i dont know how these things work? i have a 1999year car
I need to buy a car and have horrible credit?I just got a divorce and he left me with the bad credit. I have three jobs and am fully able to pay for a car, but do not know where I can get credit. When I tried they told me that not only was my credit rating too low, but, he was awarded our brand new car (which was a birthday present to me, ha) and since he doesn't have to refinance it, my name is still on the loan
What should I do about a car that I co-signed for with my ex-boyfriend?Hi my name is Christina Granillo. I'm having a bit of a dilema of what to do legally. I co-signed for a car for my boyfriend of 2 years and we just recently called things quits, however, he kept the car and refuses to discus the matter of what we're going to do with it
Can you drop a co-signer from a loan by refinancing?I want to drop my co-signer. Both of our names are on the title and registration. My credit is good enough where I could have gotten the loan on my own(just wasn't thinking). Just want to make sure it can be done without any problems from the co-signer
I need to refinance to lower payments?We bougth our dream home two years ago, now is turning to a living hell because we're being late with payments no more than 30 days but is hard to not fall behind on everihing else car payments insurance oh! everithing else we have an income of $5000 we thoug it was enogh no,no
How can one refinance a student loan if it is already consolidated?How come one can refinance cars, houses, loans, etc, except student loans. You get a consolidated rate versus refinancing a student loan
How long should you wait to refinance an auto loan?My friend just bought a used car at a 12% interest rate for 60 months. I think that is pretty high...
